Crockett and Nacogdoches, real estate and homes for sale in Texas - The Pat Dickey Team, REALTORS® The Pat Dickey Team REALTORS(r) for Crockett and Nacogdoches, Texas real estate - NUMBER1EXPERTS™ The Pat Dickey Team NUMBER1EXPERTS(tm) for Crockett and Nacogdoches, Texas real estate

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All agents are NOT alike! Find out why we are top real estate experts. Call us: 800-256-8200 in Crockett or 877-358-0304 in Nacogdoches.

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Coldwell Banker Pat Dickey, Realtors real estate and homes for sale in Crockett and Nacogdoches, Texas
Pat Dickey Realtors

First Time Homebuyers: Crockett and Nacogdoches, Texas home buying, real estate listings, and homes for sale in Houston County, TX
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Crockett real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Buying Land and New Construction >What About the Water

If you are considering buying acreage, your real estate agent will probably supply you with basic information about the soil quality, zoning and property boundaries. Whether you intend to build a vacation home or a working horse ranch, you'll also need to know about the water quality and quantity.

If the land is not in an area where water is supplied and tested by a municipal water system, you will need to drill a well for drinking water even if the land has surface sources that provide water for irrigation. Instead of paying monthly water bills, you'll be investing a substantial sum to drill the well and maintain it over time. Contact the county water department to determine how many gallons per minute you and your family (or agricultural business) will require. Talk to the neighbors to find out how long it actually takes to obtain permits to drill for water in that area, and get estimates from local companies on drilling costs.

With a little detective work and help from your agent you can discover any local problems with contamination of the water supply due to toxic substances. Surface waters such as streams, ponds or lakes may be considered public property, and may require you to obtain a water use permit from the state in order to dam a creek or pump water from a supply that sits on your land.

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Real Estate Trivia
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What is considered to be one of the soundest long-term investments?

A 
Real estate has a long-term record of strong investment return and is a driving force of the national economy.
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The Pat Dickey Team, REALTORŪ, real estate agents and broker for Crockett and Nacogdoches, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Coldwell Banker Pat Dickey, Realtors
Coldwell Banker Choice, Realtors

112 S. Fifth St. Crockett, TX 75835
2026 NW Stallings Dr. Nacogdoches, TX 75961
Crockett Toll Free: 1- 800-256-8200
Crockett Office Phone: 936-544-8100
Nacogdoches Toll Free: 1-877-358-0304
Nacogdoches Office Phone: 936-552-7877
Asst. GM - Bobby Bridwell: 936-615-7107 (cell)
Pat's website email: patdickey@NUMBER1EXPERT.com
Pat's Email: pdickey@coldwellbanker.com
Bobby's Email: bobby.bridwell@coldwellbanker.com

With over thirty years of experience, Pat Dickey is an expert at bringing buyers and sellers together for homes, ranches, farms, retirement, investment and commercial properties. Pat has her finger on the pulse of the real estate market in the Texas Forest Country. With state-of-the-art technology allowing Pat to provide fast, efficient service to all her clients, you can count on the highest quality in Realtor professionalism. Just call Pat at 1.800.256.8200 or email her at pdickey@coldwellbanker.com!

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Coldwell Banker Pat Dickey, Realtors real estate and homes for sale in Crockett and Nacogdoches, Texas

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