Crockett and Nacogdoches, real estate and homes for sale in Texas - The Pat Dickey Team, REALTORS® The Pat Dickey Team REALTORS(r) for Crockett and Nacogdoches, Texas real estate - NUMBER1EXPERTS™ The Pat Dickey Team NUMBER1EXPERTS(tm) for Crockett and Nacogdoches, Texas real estate

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All agents are NOT alike! Find out why we are top real estate experts. Call us: 800-256-8200 in Crockett or 877-358-0304 in Nacogdoches.

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Coldwell Banker Pat Dickey, Realtors real estate and homes for sale in Crockett and Nacogdoches, Texas
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Mortgage Prequalification: Crockett and Nacogdoches, Texas home buying, real estate listings, and homes for sale in Houston County, TX
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Crockett REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Closing or Settlement >As Closing Approaches

If you are selling a house that is under contract and scheduled to close in a few weeks, what can you do to make the transfer of ownership as easy as possible for you and your buyers?

Keep in close contact with your real estate agent so that you will know if there are any changes in the closing schedule. On the day the property changes hands, your house should be empty, clean and ready for the buyer. Contact all of the utility companies to let them know that you are moving and give the service company the buyer's name (the buyer must follow up with calls to confirm). Don't turn off the gas or electricity because the buyers need to confirm that the appliances are in working order. Let your insurance company know ahead of time that you are selling the house and arrange for your coverage to be transferred to your new home. The most important thing is to start the process well in advance in order to avoid any last-minute complications.

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Real Estate Trivia
Q 
What does the common acronym FSBO (pronounced fizzbo) stand for?

A 
For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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The Pat Dickey Team, REALTORŪ, real estate agents and broker for Crockett and Nacogdoches, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Coldwell Banker Pat Dickey, Realtors
Coldwell Banker Choice, Realtors

112 S. Fifth St. Crockett, TX 75835
2026 NW Stallings Dr. Nacogdoches, TX 75961
Crockett Toll Free: 1- 800-256-8200
Crockett Office Phone: 936-544-8100
Nacogdoches Toll Free: 1-877-358-0304
Nacogdoches Office Phone: 936-552-7877
Asst. GM - Bobby Bridwell: 936-615-7107 (cell)
Pat's website email: patdickey@NUMBER1EXPERT.com
Pat's Email: pdickey@coldwellbanker.com
Bobby's Email: bobby.bridwell@coldwellbanker.com

With over thirty years of experience, Pat Dickey is an expert at bringing buyers and sellers together for homes, ranches, farms, retirement, investment and commercial properties. Pat has her finger on the pulse of the real estate market in the Texas Forest Country. With state-of-the-art technology allowing Pat to provide fast, efficient service to all her clients, you can count on the highest quality in Realtor professionalism. Just call Pat at 1.800.256.8200 or email her at pdickey@coldwellbanker.com!

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Coldwell Banker Pat Dickey, Realtors real estate and homes for sale in Crockett and Nacogdoches, Texas

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